Cinnaminson, NJ, July 29th, 2015
Most people hope they never have to file an insurance claim for damage to their home, but statistics show that as recently as 2013, over 4% of insured homes filed a claim. These claims total in the billions of dollars each year.
A standard homeowners insurance policy typically covers the home and personal property, but most have important exclusions. These may include damage due to natural disasters such as flooding, earthquakes, tornadoes and hurricanes.
Some of the most common homeowners insurance claims revolve around water damage, fire damage, and wind and storm damage. While damage from any one of these common causes is often clearly evident, these events can also create potential indoor environmental hazards that many property owners may not readily recognize. These could be due to the actual property damage or result from cleanup and repair activities. A partial list of these potential indoor environmental hazards may include leaking gas lines, carbon monoxide, smoke and soot residues, mold, bacteria, viruses, chemical contaminants, asbestos and lead dust.
“No one wants to have to file a property damage claim, but if they do there are steps that should be taken,” said Joe Frasca, Senior Vice President of Marketing at EMSL Analytical, Inc. “In addition to promptly notifying the insurance company and making a detailed inventory of any damaged property, consider what hazards may be lurking in the property that could cause concern for family members and workers hired to repair the property. EMSL supplies test kits, monitoring equipment and analytical services that can help to assess if there are any existing indoor pollutants or potential conditions conducive for future indoor environmental concerns.”
To view the complete range of indoor environmental test kits, please visit
www.EMSLTestKits.com. EMSL has also sponsored an educational video about property damage claims and common indoor environmental concerns that can be seen at:
http://youtu.be/bAXyVtpfPaQ.
To learn more about indoor air quality or other environmental, health and safety testing services, please visit
www.EMSL.com, call (800)220-3675 or email
info@EMSL.com.
About EMSL Analytical, Inc.
EMSL Analytical is a nationally recognized and locally focused provider of environmental, indoor air quality, consumer product and materials testing services and products for professionals and the general public. The company has an extensive list of accreditations from leading organizations as well as state and federal regulating bodies.
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