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IEQ Testing Lab

Category Press Release
Publish Date 6/9/2017
Author Paul Cochrane
Title Homeowner Insurance Claims and Potential Indoor Environmental Quality Concerns
Introduction EMSL Analytical, Inc provides testing services, sampling supplies and easy-to-use test kits to identify indoor environmental quality exposure risks.

Cinnaminson, NJ, June 9, 2017

In 2016, The Travelers Companies, Inc. published data about the most common and expensive homeowners insurance claims in the United States. The figures were based on insurance claims with the company from 2009 through 2015.

Weather-related incidents were associated with over half of all claims. Wind, freezing and bursting pipes, roof and flashing leaks and ice dams were all specifically listed by the insurance provider. The five most common causes of insurance claims included:
  • Exterior wind damage – 25% of all losses
  • Non-weather related water damage (e.g., plumbing or appliance issues) – 19%
  • Hail – 15%
  • Weather related water damage (e.g., rain, melting ice, snow) – 11%
  • Theft – 6%

“Fires reportedly resulted in the most expensive claims, followed by hail, wind, and plumbing or appliance leaks,” said Joe Frasca, Senior Vice President of Marketing at EMSL Analytical, Inc. “While damage or loss from any one of these causes is often quite evident, these events can also create potential indoor environmental hazards that property owners may not readily recognize.  Water damage can result in mold growth and sewage contamination could introduce mold, bacteria, viruses and chemical contaminants into a property. Fires can cause smoke and soot residue issues that can result in odors and respiratory concerns. Cleanup, demolition and repair activities could also disturb and aerosolize mold, asbestos-containing materials and lead-based paints if they are not properly handled.”

For those faced with property damage, indoor environmental quality (IEQ) assessments and testing can help to determine the extent of possible property damages and any exposure hazards that may be present. EMSL Analytical Inc. offers testing services for odors, soot, smoke damage, mold, bacteria, sewage, asbestos, lead and a wide range of other substances associated with property damage claims. Testing can not only help to determine the scope of damages, it can also help to ensure damages are properly repaired and remediated.

EMSL recently sponsored an educational video about the most common property damage claims and associated indoor environmental concerns that can be seen at:

To learn more about property damage, indoor environmental and air quality testing services, please visit, call (800)220-3675 or email For access to indoor environmental quality test kits, visit

About EMSL Analytical, Inc.

EMSL Analytical, Inc. is one of the leading testing laboratories with 40 locations throughout the United States and Canada. EMSL is a nationally recognized and locally focused provider specializing in fast laboratory results for mold, bacteria, Legionella, USP <797>, pathogens, asbestos, lead, soot, char & ash from fires, VOC’s, odors, radon, formaldehyde, indoor air quality, microbiology, environmental, industrial hygiene, radiological, food, beverage & consumer products and material testing services for the identification of unknown substances. EMSL services both professionals and the general public. EMSL maintains an extensive list of accreditations from leading organizations as well as state and federal regulating bodies including, but not limited to A2LA, AIHA LAP, LLC. (AIHA EMLAP, AIHA IHLAP, AIHA ELLAP), NVLAP, CDC ELITE, CPSC, CA ELAP, NY ELAP, TX DOH, NJDEP and multiple other state accrediting agencies. Please visit our website at for a complete listing of accreditations.  In addition, EMSL carries a wide range of Sampling Equipment and Investigative Products for environmental professionals.

Atlanta, GA (LAB 07) - NVLAP Lab Code 101048-1Baton Rouge, LA (LAB 25) - NVLAP Lab Code 200375-0Beltsville, MD (LAB 19) - NVLAP Lab Code 200293-0Boston, MA (LAB 13) - NVLAP Lab Code 101147-0Buffalo, NY (LAB 14) - NVLAP Lab Code 200056-0Carle Place, NY (LAB 06) - NVLAP Lab Code 101048-10Charlotte, NC (LAB 41) - NVLAP Lab Code 200841-0Chicago, IL (LAB 26) - NVLAP Lab Code 200399-0Cinnaminson, NJ (LAB List in Description) - NVLAP Lab Code 101048-0Dallas, TX (LAB 11) - NVLAP Lab Code 600111-0Denver, CO (LAB 22) - NVLAP Lab Code 200828-0EMSL Canada - Calgary, AB (LAB 65) - NVLAP Lab Code 500100-0EMSL Canada - Edmonton, AB (LAB 50) - NVLAP Lab Code 600321-0EMSL Canada - Markham, ON (LAB 66) - NVLAP Lab Code 600317-0EMSL Canada - Montreal, QC (LAB 68) - NVLAP Lab Code 201052-0EMSL Canada - Ottawa, ON (LAB 67) - NVLAP Lab Code 201040-0EMSL Canada - Toronto, ON (LAB 55) - NVLAP Lab Code 200877-0EMSL Canada - Vancouver, BC (LAB 69) - NVLAP Lab Code 201068-0Fort Lauderdale, FL (LAB 56) - NVLAP Lab Code 500085-0Houston, TX (LAB 15) - NVLAP Lab Code 102106-0Huntington Beach, CA (LAB 33) - NVLAP Lab Code 101384-0Indianapolis, IN (LAB 16) - NVLAP Lab Code 200188-0Kernersville, NC (LAB 02) - NVLAP Lab Code 102104-0Las Vegas, NV (LAB 31) - NVLAP Lab Code 600140-0Long Island City, NY (LAB 03) - NVLAP Lab Code 101048-9Meriden, CT (LAB 24) - NVLAP Lab Code 200700-0Miami, FL (LAB 17) - NVLAP Lab Code 200204-0Minneapolis, MN (LAB 35) - NVLAP Lab Code 200019-0Ontario, California (San Bernadino County / Inland Empire) (LAB 71) - NVLAP Lab Code 600239-0Orlando, FL (LAB 34) - NVLAP Lab Code 101151-0Phoenix, AZ (LAB 12) - NVLAP Lab Code 200811-0Piscataway, NJ (LAB 05) - NVLAP Lab Code 101048-2Plymouth Meeting, PA (LAB 18) - NVLAP Lab Code 200699-0Raleigh, NC (LAB 29) - NVLAP Lab Code 200671-0Rochester, NY (LAB 53) - NVLAP Lab Code 600183-0San Diego, CA (LAB 43) - NVLAP Lab Code 200855-0San Leandro, CA (LAB 09) - NVLAP Lab Code 101048-3Santa Clara, CA (LAB 47) - NVLAP Lab Code 600318-0Seattle, WA (LAB 51) - NVLAP Lab Code 200613-0South Pasadena, CA (LAB 32) - NVLAP Lab Code 200232-0South Portland, ME (LAB 62) - NVLAP Lab Code 500094-0St. Louis, MO (LAB 39) - NVLAP Lab Code 200742-0Syracuse, NY (LAB 73) - NVLAP Lab Code 600283-0Tampa, FL (LAB 93) - NVLAP Lab Code 600215-0
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